Credit Match
Not sure where to start? Answer 4 quick questions and the Credit Match ranks your best next steps: free dispute and validation letters, your free credit reports, nonprofit counseling, credit builders, a consumer attorney, or a credit repair company if you would rather pay someone to do the work.
Free options come first when they do the same job. Partner options are always labeled, and you never need to buy anything to use our letters. Nothing you answer here is saved or sent anywhere.
Your matches
Ranked from your answers. Free options come first when they do the same job.
Credit repair companies that fit what you want
Prices as published by Money.com (updated Sept 29, 2026). They can change; confirm them on each company’s site.